Privacy Policy

1. Introduction

1.1 We are committed to protecting your personal information.

1.2 This Privacy Policy explains how we collect,process, store, use, disclose and retain personal information in connection with the Platform, loan applications, affordability assessments, identity verification, document authentication, sanctions screening, politically exposed person screening, adverse media screening, fraud prevention and the administration and enforcement of loans.

1.3 We process personal data in accordance with the Data Protection Act (as revised) of the Cayman Islands.

2. Information We Collect

Identity Information

• name;
• address;
• date of birth;
• telephone number;
• email address;
• passport and identification information.

Employment Information

• employer details;
• position;
• period of employment;
• income information;
• payslips;
• employment letters;
• information obtained directly from employers.

Financial Information

• bank account details;
• repayment history;
• affordability information;
• debt information;
• income information.

Verification and Compliance Information

• identity verification records;
• document verification records;
• facial recognition and liveness verification results;
• sanctions screening results;
• politically exposed person screening results;
• relatives and close associates screening results;
• adverse media screening results;
• fraud prevention screening results;
• watchlist screening results;
• anti-money laundering records.

3. How We Use Information

We use personal information for:

• account creation;
• application processing;
• verification of identity;
• employment verification;
• affordability assessments;
• fraud prevention;
• anti-money laundering compliance;
• sanctions screening;
• administering loans;
• payment processing;
• debt recovery and enforcement; and
• compliance with legal obligations.
• document authentication;
• facial recognition and liveness verification;
• politically exposed person screening;
• relatives and close associates screening;
• adverse media screening;
• watchlist screening;
• risk assessment and fraud prevention.

4. Sharing Information

We may share information with:

• identity verification providers;
• facial recognition and liveness verification providers;
• fraud prevention providers;
• anti-money laundering providers;
• sanctions screening providers;
• politically exposed person screening providers;
• adverse media screening providers;
• watchlist screening providers;
• employers;
• payment processors;
• professional advisers;
• debt collection agencies;
• courts and tribunals; and
• regulators and law enforcement agencies.

5. Retention

5.1 We retain personal information only for as long as reasonably necessary.

5.2 We may retain information relating to:

• declined applications;
• withdrawn applications;
• approved loans;
• repaid loans; and
• defaulted loans,

to comply with legal, regulatory, AML, fraud prevention, audit, accounting and dispute resolution requirements.

6. International Transfers

6.1 We may use service providers located outside the Cayman Islands.

6.2 Appropriate safeguards will be implemented where required by applicable law.

7. Your Rights

You may request:

• access to your information;
• correction of inaccurate information;
• deletion where legally permissible;
• restriction of processing; and
• withdrawal of consent where processing is based upon consent.

8. Security

We maintain reasonable technical and organisational security measures to protect information from unlawful access, loss or misuse.

9. Contact

Questions regarding this Privacy Policy may be sent to:

Caymanite Capital - c/o Shore Solutions Ltd

• Address: Cayman Islands (Digital Office), Serving all districts across Grand Cayman, Cayman Brac & Little Cayman
• Email: privacy@caymanitecapital.ky
• Telephone: +1 (345) 929 9549

10. Privacy Data Removal

You can also request data removal via the form on our Privacy Data Removal.